In order to get a credit account with an online store you WILL be subject to a credit check. There are some no credit check lenders but the interest rates they charge are unbelievably high so we cannot recommend these an option. Fear not, one of the best things about catalogues is that they have very high approval rates and once you have an account you can work towards repairing your poor credit score.
Thinking of buying a TV can be complicated because when it comes to LCD TVs, Plasma TV’s, 3D TV’s or even LED TV’s, many people cannot tell the difference and the importance of knowing such differences. However, when thinking of buying a TV and more so when biased towards a TV on credit, it is important to know what you want and its features. Buying on finance is an avenue to getting good things in life when you do not have the money straight away. However, there are many credit options or plans when it comes to buying TVs but your financial planning determines the one you choose.
Among the many stores retailing TVs, it is possible to get one on credit. However, there is a catch in that you have to be subjected to a credit checks. The credit checks can be a huge impediment to getting a TV on credit if you have bad credit. There is a solution that is found in applying for credit from stores or catalogues. From the store, you have the option of getting the TV with bad credit which gives you the chance to redeem yourself financially. This is because the catalogues will offer you in-house credit and with every payment, you get a positive score on your credit record.
With some catalogues, the offers seem wild with an example of IsMe which gives you an interest free period of 12 months and at the same time spreading your cost to a period of over three years which is enough to redeem yourself. The downside of this interest free period is that it is harder to get accepted for. So if you have a low credit score then it is best to apply for credit from Gimmitech.